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DOD & Veterans

Ameri-Star Homes is Honored to Help With Your Government Related Move

The requirements for VA home loans can seem a bit daunting, as there is basic criteria for VA loan eligibility and more specific rules depending on the date, nature, and length of military service.  As a general rule, the Department of Veterans Affairs official site states, "A veteran is eligible for VA home loan benefits if he or she served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard and was discharged under conditions other than dishonorable." The general rules for VA loan eligibility state the member must have served "90 days or more, any part of which occurred during wartime OR 181 continuous days or more (peacetime)."

The Department of Veterans Affairs offers a special grant to qualifying disabled veterans that can be used for specially adapted housing. There are actually two such grants - the 2101 (a) and the 2101 (b). These grants can be used to help purchase or modify homes to make them accessible for veterans with disabilities. Both have similar qualifying requirements, but have different purposes and grant amount limits.

Click here to learn about Special Offers for our military.

Sample Qualification Table

E-6 qualifies for about $359,900
E-9 qualifies for about $379,900
W-4 qualifies for about $399,900

These qualifications are based on ten years of service and having a base housing allowance. The estimated monthly payments used to qualify include principal, taxes, and insurance for a VA loan.

* This is for informational purposes only depending on how much monthly deby you have.  Qualifications may vary.