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The Long-Term Benefits of Homeownership

January 27, 2022
The Long-Term Benefits of Homeownership

With Ameri-Star Homes, you can enjoy the full benefits of homeownership.

Homeownership is considered a quintessential part of the American dream to be independent and prosperous in the land. It wasn’t until the 1950s that more than 50% of the American population owned their home, and the rate of homeownership today is at least 10% above that. There are plenty of benefits of homeownership. The best part about them is that Home Ownership benefits are all long-lasting.

Financial Stability & Benefits

Homeownership provides ample financial stability in numerous ways. One is that it builds equity, that is, the value of your home. You can use this equity to build wealth and fund your retirement. You also ultimately gain long-term savings, as opposed to renting, where you continually give your money to a landlord rather than invest it into your own property. Plus, a mortgage has a stable monthly rate, whereas rent is subject to inflation and the landlord’s whims. Owning a home provides financial stability, responsibility, and the opportunity to gain a financial education to pass down to your children. 

A second financial benefit is the appreciation of your New Home. Like an investment, ownership in your home generally increases in value. So, while you are paying your mortgage down, the value over time continues to grow. Lastly, in certain cases, there are tax-saving benefits because of the deductibility of mortgage interest and real estate taxes. You can always consult with your tax preparer to get a better understanding of tax savings in your particular case.  

Community Investment

People who have a financial stake in their homes are more likely to involve themselves in civic affairs and the betterment of the community. They are more likely to participate in local improvements and businesses, helping the local economy thrive. As a part of the community, one also contributes to the cultural atmosphere, making it a more pleasant place for all.

Quality of Life, Better Health, & Safety

It has been suggested that owning a home can provide better general satisfaction in terms of one’s living environment. On average, people who own a home are healthier than those who do not. They have a more positive sense of accomplishment, self-esteem, and control over their affairs. They also are more likely to have more voluntary home security measures, therefore reducing crime.


Living in a house naturally offers more privacy than an apartment. In a house, you won’t have to deal with noisy neighbors or being too loud. You also won’t have to report to a landlord who comes in and out of your house or get routine notices whenever your landlord plans to inspect your apartment. In your own house, you can enjoy newfound privacy.

Free to Customize

Another great benefit of homeownership is the ability to customize your house just the way you want it. With Ameri-Star Homes, you can build your house on your choice of land according to your style, needs, and budget. We are always looking for new building opportunities in central Maryland and are happy to work with you!

Let Ameri-Star Homes Build Your New Custom Home!

Ameri-Star Homes was built on the idea that a home is not complete until the homeowner is 100% satisfied. That’s right, completely satisfied homeowners. Whether you want a home built on one of our home sites or on your own land, count on the same high quality from Ameri-Star. We have set out to exceed all your expectations of integrity, affordability, and customer satisfaction. Build lasting memories for years to come with Ameri-Star Homes. 

For more information, contact us today at 410-590-1000 or through our contact page. For more helpful custom home tips, keep in touch with us through Facebook, Twitter, LinkedIn, and Pinterest!