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Homebuyer Checklist

Gather Document to Apply for Loan Income Verification • Names and addresses of employers for two years • W-2s for two years • One to two years of tax returns • Most recent year-to-date pay stub reflecting a minimum of...

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Is it time to stop renting and purchase a home?

You’ve been renting for years, but want to purchase a home someday. How do you know when you’re ready to stop renting and move into your own home? Since purchasing a home is a big commitment, you want to make...

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Home Buyer’s Dictionary

If you are shopping for a new home, the following are some important terms that are used by lenders and real estate sales agents: Acceleration Clause: A clause which gives the lender the right to demand payment in full if borrowers...

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One-Story vs. Two-Story Homes

The following pros and cons will help you decide what is best for you and your family: One-story Homes Pros Easier to maintain – Since everything is on one-level, one-story homes are easier to maintain. No taking the vacuum cleaner or...

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Top 5 Reasons Spring is a Great Time to Sell Your Home.

You want to build a new home, but need to sell your home first. The following are the top 5 reasons spring is a perfect time to sell your home:        Longer Days and Warmer Weather The clocks...

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When Building Your New Home, Don’t Neglect to Study the Build Specifications.

Ameri-Star Homes takes great pride in our build specifications. We strive to meet or exceed all state and local building codes. What is included in the price should be in black in white. It is the “what is not included”...

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What to Expect at the Closing Table.

Clear to close. The most anticipated words in the mortgage industry. Loan officers and borrowers breathe a deep sigh of relief when hearing those words from underwriting. It means the deal is done, the paperwork is done, no more time...

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5 Tips to Save for a Down Payment

You’ve decided it’s time to buy your new home and you need to start saving for a down payment. The following five tips will help you get on the right track: 1.     Make sure your priorities are straight.  Paying...

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